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A3172A

An act to amend the Insurance Law — 2023-04-26 · Calendar #626

The Senate passed A3172A, an act to amend the Insurance Law to make vehicle identification photo inspections optional rather than mandatory, on a 53-8 roll call vote. The bill would allow insurers to waive the requirement for photo inspections of vehicles, a practice mandated since 1977. The measure was originally vetoed by the Governor last year but was included in the state budget with a five-year sunset provision. Supporters, including sponsor Sen. Breslin, argued the requirement is outdated and burdensome to consumers in an era of advanced fraud detection. Opponents, led by Sen. Murray, cited data from Massachusetts showing that making inspections optional resulted in an 87 percent drop in inspections, a 55 percent increase in collision claims, and a 61 percent spike in insurance premiums. They also raised concerns about job losses for small inspection businesses and potential increases in insurance fraud. An amendment by Sen. Martins to repeal congestion pricing was ruled nongermane and out of order. Eight senators voted against the bill: Canzoneri-Fitzpatrick, Lanza, Martinez, Mattera, Murray, Palumbo, Rhoads, and Weik.
PASSED Ayes: 53 · Nays: 8

Debate Summary

The bill would make vehicle identification photo inspections optional for insurers rather than mandatory, a change originally vetoed by the Governor last year but included in the budget with a five-year sunset. Supporters argued the requirement is outdated and burdensome to consumers, while opponents cited Massachusetts data showing that making inspections optional led to an 87 percent drop in inspections, a 55 percent increase in collision claims, and a 61 percent spike in premiums. Opponents also raised concerns about job losses for small inspection businesses and potential increases in insurance fraud.

Recorded Votes

Recorded votes are predominantly dissenting (nay) votes captured from roll call records.

Senator Vote Party
Canzoneri-Fitzpatrick nay Republican
Lanza nay Republican
Martinez nay Democrat
Mattera nay Republican
Murray nay Republican
Palumbo nay Republican
Rhoads nay Republican
Weik nay Republican

Amendments

Sponsor Description Outcome
Sen. Martins Amendment to repeal congestion pricing fees for private passenger automobiles traveling to and from Lower Manhattan and provide increased transparency in public transit through independent MTA audits ruled nongermane and out of order; appeal of ruling defeated