Sen. James Skoufis
James Skoufis is a Democrat representing New York's 42nd Senate District (D+5), first elected in 2019, with legislative priorities concentrated in education, public health, insurance, and government transparency. In the 2025 session, he sponsored 370 bills and cast 1,443 votes, aligning with the Democratic caucus 90% of the time. He has raised $1.78 million in campaign contributions between 2022 and 2026, with 94.7% coming from individual donors, and has been notably active in committee oversight of the homeowners insurance market, pressing industry witnesses on profitability, fraud settlement practices, and regulatory data gaps.AI
Topic Focus AI
Topics extracted by AI from floor speeches, committee hearing transcripts, and sponsored legislation. Bill and hearing citations link to source records for verification. Tag size reflects number of supporting citations.
Key Issues
From committee hearings, floor debate, and bill sponsorship.
Legislative Activity (2025–2026)
Based on complete Senate roll call records.
Bill Outcomes 2025 Session
Covers Senate-sponsored bills only. Status from Open Legislation API.
Committee Assignments
Electoral History SD-42
General Elections
| Year | Winner | Runner-up | Margin |
|---|---|---|---|
| 2024 | James G. Skoufis 54.5% (73,420) | Dorey F. Houle 40.5% (54,614) | 14.0pts |
| 2022 | James G. Skoufis 50.7% (49,728) | Dorey Houle 49.3% (48,296) | ⚡ 1.5pts |
| 2020 | Mike Martucci 50.5% (67,759) | Jen Metzger 49.5% (66,394) | ⚡ 1.0pts |
| 2018 | Jen Metzger 51.8% (52,292) | Ann G. Rabbitt 48.2% (48,572) | ⚡ 3.7pts |
| 2016 | John J. Bonacic 61.1% (68,502) | Pramilla S. Malick 38.9% (43,667) | 22.1pts |
| 2014 | John J. Bonacic 100.0% (49,787) | Uncontested | — |
| 2012 | John J. Bonacic 100.0% (72,878) | Uncontested | — |
| 2010 | John J. Bonacic 59.5% (52,533) | David A. Sager 40.5% (35,745) | 19.0pts |
| 2008 | John J. Bonacic 100.0% (66,736) | Uncontested | — |
| 2006 | John J. Bonacic 56.8% (50,581) | Susan E. Zimet 43.2% (38,403) | 13.7pts |
| 2004 | John J. Bonacic 86.5% (68,293) | Sandra Oxford 13.5% (10,655) | 73.0pts |
| 2002 | John J. Bonacic 90.8% (49,716) | Jennifer Rog 4.6% (2,531) | 86.1pts |
| 2000 | Neil D. Breslin 72.0% (93,091) | Joseph P. Sullivan 28.0% (36,272) | 43.9pts |
| 1998 | Neil D. Breslin 70.0% (75,429) | Anthony S. Esposito 28.3% (30,487) | 41.7pts |
| 1996 | Neil D. Breslin 54.1% (72,180) | Michael J. Hoblock 45.9% (61,327) | ⚡ 8.1pts |
Primary Elections
| Year | Winner | Runner-up | Margin |
|---|---|---|---|
| 2018 (Democratic) | Jen Metzger 61.7% (10,797) | Pramilla Malick 38.3% (6,707) | 23.4pts |
| 2018 (Reform) | Ann G. Rabbitt 97.5% (597) | Pramilla Malick 1.1% (7) | 96.4pts |
| 2016 (Democratic) | Pramilla Mallick 88.4% (2,517) | John Bonacic 7.7% (218) | 80.7pts |
Source: NYS Board of Elections certified results. ⚡ = margin under 10 pts.
Vulnerability Index SD-42
Base lean: D+5
- Recently competitive (margin < 10pts)
Scenario model: ±5pt national environment shift applied to district base lean (D+5). Base lean blends voter registration (40%) with recent contested general election margins (60%), using up to the last 4 general elections with margins under 40 points. Ratings: Safe D/R = 20+ pts, Likely = 10–19 pts, Lean = 4–9 pts, Toss-up = within 3 pts. "Generic ballot" refers to national partisan polling used to model favorable/unfavorable cycle environments. Not a prediction — reflects structural competitiveness under different cycle environments.
Top Co-Sponsors
District 42 Profile
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Voter registration: NYS Board of Elections (Nov. 2025).
Voter Registration
Campaign Finance (2022–2026)
Top Donors
Source: NYS Board of Elections via data.ny.gov. Itemized monetary contributions only. ↔ Bills = donor industry aligns with bill sponsorship focus area.
Data through 2026-03-28.
Lobbying Activity 2025
Top Lobbying Issues
Top Organizations Lobbying This Senator
Source: NY Commission on Ethics and Lobbying in Government via data.ny.gov. Counts reflect bi-monthly disclosure records filed with the Ethics Commission — not individual meetings. ★ Chair = lobbying issue overlaps with a committee this senator chairs. ↔ Overlap = matches committee membership or bill sponsorship focus.
Demographics
Commute Mode
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Race and ethnicity figures may not sum to 100% — Hispanic/Latino is an ethnicity category that overlaps with racial groups.
Voting Record
Dissenting Votes by Topic
37 additional dissenting votes across other topics
From 1,443 recorded floor votes via OpenLeg API. Dissenting votes grouped by law section to reveal policy patterns.
Votes through 2026-02-10.
Floor Speeches: In Support (33) AI
Argued the budget invests in affordability through universal pre-K, childcare expansion, housing vouchers, and doubled Foundation Aid, which reduce household costs and property tax burdens.
Emphasized the Greek literary concept of 'nostos' (homecoming) and noted that New York is home to the third-largest Greek population in the world after Greece and Melbourne, Australia. Highlighted how Greek ancestors brought their culture and values to New York.
The bill ensures the Code Council adopts national and international standards expeditiously to protect constituents and firefighters. New York's code will remain more stringent than these standards, which serve as floors, and the Council retains discretion to consider cost-effectiveness through other statutory provisions.
Argued the bill would elevate New York's relevance in presidential politics by moving it to Super Tuesday, allowing candidates to spend weeks campaigning in New York communities and invest millions in local economies, rather than only visiting for Manhattan fundraisers. Noted New York's demographic diversity mirrors the nation.
He contextualized the bill as a response to election denialism and threats that began six years ago, noting that election workers in Arizona were sent to undisclosed locations for safety. He argued the bill protects workers administering elections who face threats stemming from false claims about election integrity.
Floor Speeches: In Opposition (10) AI
Argued the bill provides retroactive exemption for a property that was a single-family home and cannot legally be used as a school until planning board approval, creating potential for tax fraud. Recommended colleagues vote against it and urged gubernatorial veto if passed.
Voted in the negative on the measure.
Delivered extensive critique of the budget process, arguing it reflects an 'authoritarian' system where the Legislature receives only one-tenth of 1% discretionary authority in a $254 billion budget. Called for restoration of checks and balances and legislative coequality with the Executive.
Voted against the measure.
Criticized Governor Hochul for blocking flood relief for Orange County, refusing to complete UPK funding, rejecting toll relief for West of Hudson, and failing to fund universal school meals, while approving $2.4 billion for migrants.
Committee Hearing Engagement (13) AI
| Date | Committee | Engagement | Stance | Focus Areas | Summary |
|---|---|---|---|---|---|
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | moderate | neutral | Investigative process and data gathering Market instability factors Consumer access and affordability | Sen. Skoufis outlined the investigative framework and key themes emerging from the committees' work, including premium escalation, regulatory data gaps, climate adaptation not yielding savings, and consumers being forced into insurers of last resort. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | claims-level data collection number of carriers in New York vs. other states industry profitability comparison cross-subsidization of losses across states verification of New York-exclusive expenses | Sen. Skoufis cited a May 2024 New York Times analysis showing New York insurers were profitable for 10 consecutive years while other states experienced losses, suggesting rates may be too high. He questioned whether New York policyholders are subsidizing losses in other states and challenged how DFS verifies New York-exclusive expenses without claims-level data. He requested confirmation of carrier numbers and comparative data with other states. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | Reconciling industry claims about climate risk with below-average premiums and profit margins Whether catastrophic event costs are baked into current rates Refunds if catastrophic events don't occur Why New York doesn't show profit/loss ebb and flow like other states Comparison of New York to Florida hurricane exposure | Sen. Skoufis expressed difficulty reconciling industry testimony about enormous climate risk, old building stock, regulatory burdens, and litigation increases with claims of below-average premiums and healthy profits. He pressed witnesses on whether rates include speculative future catastrophic events and questioned why New York's market doesn't show the volatility seen in other states. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | Rate hikes following catastrophic events Number of carriers in New York vs. California Fraud prevalence and percentages Percentage of fraudulent claims that go to litigation Percentage of litigated claims that result in verdicts vs. settlements | Sen. Skoufis pressed testifiers on whether they could commit to not seeking large rate hikes after catastrophic events, questioned the comparison between New York (200+ carriers) and California (4 carriers) as evidence of profitability, and repeatedly demanded specific data on fraud prevalence and litigation outcomes. He expressed skepticism that fraud is as pervasive as claimed and suggested insurers may simply bake fraud concerns into rate applications rather than fighting claims through verdicts. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | moderate | neutral | Fraud and court case resolution Affordable housing insurance impacts | Sen. Skoufis chaired portions of the hearing and administered oaths to agency officials. He raised questions about fraud and court case resolution earlier in the hearing (referenced but not fully transcribed). |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | Lack of data from insurance industry trade associations Assertions about exponentially increased litigation and 'nuclear verdicts' Sunshine/transparency laws and confidentiality agreements Insurer fraud versus policyholder fraud Bad faith law mechanics and deterrent effects Impact of bad faith laws on premiums in other states | Sen. Skoufis was notably skeptical of industry assertions, particularly criticizing the lack of data provided by insurance trade associations. He pressed Finkelstein on specific percentages of fraudulent claims and the mechanics of bad faith laws, seeking to understand whether such laws actually deter bad faith conduct and affect premiums. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | industry profitability and rate regulation fraud prevalence and litigation settlement practices DFS regulatory oversight confidentiality agreements in settlements bad faith laws multiple insurance policies and liability limits | Sen. Skoufis engaged in pointed questioning of Professor Hartwig, challenging the insurance industry's claims about fraud and questioning whether DFS is approving excessive rates. He pressed Hartwig on why insurers settle 99.5 percent of allegedly fraudulent claims rather than going to trial, and whether insurers have incentives to delay cases. He also challenged the trial lawyers' position on liability limits and multiple policies. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | Fraud and fraudulent claims within affordable housing portfolios Insurance carrier settlement practices and decision-making Policyholder control over settlement vs. litigation decisions Confidentiality agreements and settlement disclosure Cross-subsidization of insurance costs across states Comparative insurance policies in other states | Sen. Skoufis probed the role of fraud and questionable claims in driving up insurance costs, asking whether carriers are settling meritless cases. He questioned why policyholders lack final say in settlement decisions and explored whether confidentiality agreements could be modified to allow non-identifiable data disclosure. He expressed skepticism about carrier claims regarding cross-subsidization and suggested carriers' short-term settlement thinking may be counterproductive. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | skeptical | Insurance fraud and video evidence of fraudulent claims Insurer settlement practices despite video evidence Claims history impact on premiums Risk equation asymmetry between insurers and property owners Criminal prosecution of insurance fraud Tort reform proposals | Sen. Skoufis focused intensely on the settlement of fraudulent claims despite video evidence, pressing witnesses on why insurers settle even when they have proof of fraud. He highlighted the asymmetrical risk equation where insurers have little downside to settling (costs get passed to next renewal) while property owners absorb all downside through claims history affecting premiums. He questioned whether insurers are properly evaluating risk and asked about criminal prosecution of insurance fraud. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | moderate | neutral | Panel management and scheduling Procedural matters | Sen. Skoufis served as chair and managed panel logistics, including rescheduling panels due to time constraints and swearing in remote witnesses. Limited substantive questioning visible in transcript. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | high | supportive | Milford Street captive savings and effectiveness Barriers to creating additional captives Awareness of available insurance discounts among affordable housing operators Bad faith insurance laws and case resolution timelines Third Party Litigation Funding impacts | Sen. Skoufis demonstrated strong engagement, asking detailed follow-up questions about the Milford Street captive's savings potential, regulatory barriers to replication, discount awareness among operators, and the relationship between case resolution timelines and premium impacts. He requested written follow-up on specific barriers and showed concern about hidden discounts and litigation financing practices. |
| 2025-11-18 | HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT | low | neutral | Hearing process and timeline | Sen. Skoufis was mentioned as having initiated discussions about this hearing in August and indicated the process would continue, but did not appear to ask questions during the final panel testimony. |
| 2023-02-06 | FINANCE | high | opposed | Payroll Mobility Tax fairness for West of Hudson Service disparity in Orange County and Hudson Valley Multiple revenue streams already funding MTA Equity of 47 percent tax increase across regions | Sen. Skoufis expressed frustration that West of Hudson constituents pay the same PMT increase despite receiving minimal service (no overnight trains, hours-long daytime waits). He questioned the fairness of the tax increase and cited multiple existing revenue sources (congestion pricing, DMV fees, petroleum tax, COVID bailout). |
Floor Amendments (3)
| Date | Bill | Description | Outcome |
|---|---|---|---|
| 2025-06-13 | S5939B | Amendment to eliminate union self-funded plans and large-group ERISA plans from bill coverage | adopted |
| 2025-05-27 | S550 | Amendment on page 70 (specific language not provided in transcript segment) | pending |
| 2024-05-28 | S3372 | Amendments offered to Calendar 1109, Senate Print 3372 (specific details not provided in transcript) | received |