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Sen. James Skoufis

District 42 Democrat Deputy Majority Leader for State Federal Relations First elected 2019

James Skoufis is a Democrat representing New York's 42nd Senate District (D+5), first elected in 2019, with legislative priorities concentrated in education, public health, insurance, and government transparency. In the 2025 session, he sponsored 370 bills and cast 1,443 votes, aligning with the Democratic caucus 90% of the time. He has raised $1.78 million in campaign contributions between 2022 and 2026, with 94.7% coming from individual donors, and has been notably active in committee oversight of the homeowners insurance market, pressing industry witnesses on profitability, fraud settlement practices, and regulatory data gaps.AI

Topic Focus AI

Overseas & Absentee Voter AccessS7689AS1356S1677 Election Law & Voting AccessS1356S1677S1687 Public Health Law & Disease PreventionS4854S11S15 Consumer Product Safety & Kratom RegulationA5852A Criminal Justice Reentry & Wrongful Conviction ReliefS5701 Domestic Violence & Family Court ProtectionsS5998B Government Transparency & FOIL ComplianceS349 Homeowners Insurance Market Regulation & Affordabilityhearing Insurance Fraud Prevention & Litigation Reformhearing Legislative Budget Authority & Process ReformS3008C Pharmacy Reimbursement & Drug AccessS5939B Police & First Responder Mental HealthS6244

Topics extracted by AI from floor speeches, committee hearing transcripts, and sponsored legislation. Bill and hearing citations link to source records for verification. Tag size reflects number of supporting citations.

Key Issues

Investigative process and data gathering 2025-11-18
Market instability factors 2025-11-18
Consumer access and affordability 2025-11-18
claims-level data collection 2025-11-18
number of carriers in New York vs. other states 2025-11-18
industry profitability comparison 2025-11-18
cross-subsidization of losses across states 2025-11-18
verification of New York-exclusive expenses 2025-11-18
Reconciling industry claims about climate risk with below-average premiums and profit margins 2025-11-18
Whether catastrophic event costs are baked into current rates 2025-11-18
Refunds if catastrophic events don't occur 2025-11-18
Why New York doesn't show profit/loss ebb and flow like other states 2025-11-18
Comparison of New York to Florida hurricane exposure 2025-11-18
Rate hikes following catastrophic events 2025-11-18
Number of carriers in New York vs. California 2025-11-18

From committee hearings, floor debate, and bill sponsorship.

Legislative Activity (2025–2026)

Floor votes 1,443
Party alignment 90.0%
Hearing engagements 13
Bills sponsored 370
Floor mentions 25

Based on complete Senate roll call records.

Bill Outcomes

Introduced 368
Reached floor 68 18.5%
Passed Senate 30 8.2%
Signed into law 14 3.8%
Vetoed 8

Covers Senate-sponsored bills only. Status from Open Legislation API.

Committee Assignments

Investigations And Government Operations Chair
Corporations, Authorities And Commissions Member
Finance Member
Insurance Member
Judiciary Member
Labor Member
Local Government Member

Electoral History

General Elections

Year Winner Runner-up Margin
2024 James G. Skoufis 54.5% (73,420) Dorey F. Houle 40.5% (54,614) 14.0pts
2022 James G. Skoufis 50.7% (49,728) Dorey Houle 49.3% (48,296) 1.5pts
2020 Mike Martucci 50.5% (67,759) Jen Metzger 49.5% (66,394) 1.0pts
2018 Jen Metzger 51.8% (52,292) Ann G. Rabbitt 48.2% (48,572) 3.7pts
2016 John J. Bonacic 61.1% (68,502) Pramilla S. Malick 38.9% (43,667) 22.1pts
2014 John J. Bonacic 100.0% (49,787) Uncontested
2012 John J. Bonacic 100.0% (72,878) Uncontested
2010 John J. Bonacic 59.5% (52,533) David A. Sager 40.5% (35,745) 19.0pts
2008 John J. Bonacic 100.0% (66,736) Uncontested
2006 John J. Bonacic 56.8% (50,581) Susan E. Zimet 43.2% (38,403) 13.7pts
2004 John J. Bonacic 86.5% (68,293) Sandra Oxford 13.5% (10,655) 73.0pts
2002 John J. Bonacic 90.8% (49,716) Jennifer Rog 4.6% (2,531) 86.1pts
2000 Neil D. Breslin 72.0% (93,091) Joseph P. Sullivan 28.0% (36,272) 43.9pts
1998 Neil D. Breslin 70.0% (75,429) Anthony S. Esposito 28.3% (30,487) 41.7pts
1996 Neil D. Breslin 54.1% (72,180) Michael J. Hoblock 45.9% (61,327) 8.1pts

Primary Elections

Year Winner Runner-up Margin
2018 (Democratic) Jen Metzger 61.7% (10,797) Pramilla Malick 38.3% (6,707) 23.4pts
2018 (Reform) Ann G. Rabbitt 97.5% (597) Pramilla Malick 1.1% (7) 96.4pts
2016 (Democratic) Pramilla Mallick 88.4% (2,517) John Bonacic 7.7% (218) 80.7pts

Source: NYS Board of Elections certified results. ⚡ = margin under 10 pts.

Vulnerability Index

Base lean: D+5

Favorable D
Likely D
Neutral
Lean D
Favorable R
Toss-up
  • Recently competitive (margin < 10pts)

Scenario model: ±5pt national environment shift applied to district base lean (D+5). Base lean blends voter registration (40%) with recent contested general election margins (60%), using up to the last 4 general elections with margins under 40 points. Ratings: Safe D/R = 20+ pts, Likely = 10–19 pts, Lean = 4–9 pts, Toss-up = within 3 pts. "Generic ballot" refers to national partisan polling used to model favorable/unfavorable cycle environments. Not a prediction — reflects structural competitiveness under different cycle environments.

District 42 Profile

Population 322,917
Median income $99,437
Median rent $1,714
Homeownership 69.8%
Education (BA+) 33.8%
Poverty rate 12.3%
Uninsured rate 4.3%
Unemployment rate 5.4%

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Voter registration: NYS Board of Elections (Nov. 2025).

Voter Registration

35%
31%
34%
Dem 35.3% Rep 30.8% Ind/Other 33.9%

Campaign Finance (2022–2026)

Total raised $1,784,402
From individuals $1,689,826
From corporations/PACs $47,900
Other $46,676

Top Donors

David Trone $31,800
Ann Hu $26,000
Donald Vaccaro $25,800
Lisa Finkelstein $22,500
John Corr $22,500
Abigail Winkel $21,800
Adam Winkel $21,800
Wendy Eisenberg $20,300
Douglas Eisenberg $20,300
Bernard Mittelman $19,000

Source: NYS Board of Elections via data.ny.gov. Itemized monetary contributions only. ↔ Bills = donor industry aligns with bill sponsorship focus area.

Data through 2026-03-28.

Lobbying Activity

Top Lobbying Issues

Budget/Appropriations ↔ Overlap 552 disclosures
Criminal Justice – general ↔ Overlap 434 disclosures
Health - Health Professions ↔ Overlap 352 disclosures
Health – General ↔ Overlap 350 disclosures
Labor – General ↔ Overlap 317 disclosures
Labor – Pensions/ Retirement ↔ Overlap 272 disclosures
Labor - Labor Issues/ Unions ↔ Overlap 269 disclosures
Criminal Justice – Law Enforcement ↔ Overlap 254 disclosures
Criminal Justice – Police Issues ↔ Overlap 248 disclosures
Economic Development - general 243 disclosures

Top Organizations Lobbying This Senator

AARP 2741 disclosures
Association on Independent Living, Inc.(NY) 1053 disclosures
COMMISSION ON INDEPENDENT COLLEGES &amp 978 disclosures
CENTER FOR COMMUNITY ALTERNATIVES, INC. 705 disclosures
POLICE CONFERENCE OF NEW YORK, INC. 567 disclosures
BAR ASSOCIATION (NYS) 515 disclosures
Civil Service Employees Political Action Fund 388 disclosures
BENNINGTON COLLEGE 356 disclosures
Association of Counties and Its Affiliated Organizations (NYS) 235 disclosures
CLEAN AND HEALTHY NEW YORK, INC. 208 disclosures

Source: NY Commission on Ethics and Lobbying in Government via data.ny.gov. Counts reflect bi-monthly disclosure records filed with the Ethics Commission — not individual meetings. ★ Chair = lobbying issue overlaps with a committee this senator chairs. ↔ Overlap = matches committee membership or bill sponsorship focus.

Demographics

White 65.4%
Black 10.3%
Hispanic 21.8%
Asian 3.2%
Median age 36.3
Foreign born 13.0%
Limited English households 5.3%
Veterans 5.4%
Disability rate 11.1%

Commute Mode

Drive alone 65.9%
Public transit 4.9%

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Race and ethnicity figures may not sum to 100% — Hispanic/Latino is an ethnicity category that overlaps with racial groups.

Voting Record

1299 Aye 144 Nay 0 Excused

Dissenting Votes by Topic

Tax 52 nay
Taxation 14 nay
Real Property Taxation 7 nay
Real Property Tax 5 nay
Education 3 nay
Election 3 nay
Environmental Conservation 3 nay
Real Property 3 nay
Suffolk County 3 nay
Firefighters' Benevolent Association 2 nay
General Business 2 nay
General Municipal 2 nay
Genesee County 2 nay
Nassau County 2 nay
Public Health 2 nay
Village 2 nay

37 additional dissenting votes across other topics

From 1,443 recorded floor votes via OpenLeg API. Dissenting votes grouped by law section to reveal policy patterns.

Votes through 2026-02-10.

Floor Speeches: In Support (33) AI

SR1722 Resolution in response to the 2026-2027 Executive Budget submission 2026-03-12 PASSED

Argued the budget invests in affordability through universal pre-K, childcare expansion, housing vouchers, and doubled Foundation Aid, which reduce household costs and property tax burdens.

Resolution 1716 Memorializing Governor Kathy Hochul to proclaim March 2026 as Greek History Month in the State of New York 2026-03-11

Emphasized the Greek literary concept of 'nostos' (homecoming) and noted that New York is home to the third-largest Greek population in the world after Greece and Melbourne, Australia. Highlighted how Greek ancestors brought their culture and values to New York.

S4852 An act to amend the Executive Law regarding Code Council adoption of national and international building code standards 2026-02-10 PASSED

The bill ensures the Code Council adopts national and international standards expeditiously to protect constituents and firefighters. New York's code will remain more stringent than these standards, which serve as floors, and the Council retains discretion to consider cost-effectiveness through other statutory provisions.

S8604 An act to amend the Election Law 2026-01-12 PASSED

Argued the bill would elevate New York's relevance in presidential politics by moving it to Super Tuesday, allowing candidates to spend weeks campaigning in New York communities and invest millions in local economies, rather than only visiting for Manhattan fundraisers. Noted New York's demographic diversity mirrors the nation.

S8646A An act to amend the Election Law 2026-01-12 PASSED

He contextualized the bill as a response to election denialism and threats that began six years ago, noting that election workers in Arizona were sent to undisclosed locations for safety. He argued the bill protects workers administering elections who face threats stemming from false claims about election integrity.

Floor Speeches: In Opposition (10) AI

S8161 An act in relation to authorizing the assessor of the Town of Ramapo, County of Rockland, to accept an application for a real property tax exemption 2025-06-12 PASSED

Argued the bill provides retroactive exemption for a property that was a single-family home and cannot legally be used as a school until planning board approval, creating potential for tax fraud. Recommended colleagues vote against it and urged gubernatorial veto if passed.

A6593 An act to amend Chapter 264 of the Laws of 1961 2025-06-09 PASSED

Voted in the negative on the measure.

S3008C Senate Budget Bill; an act to amend the Executive Law 2025-05-07 PASSED

Delivered extensive critique of the budget process, arguing it reflects an 'authoritarian' system where the Legislature receives only one-tenth of 1% discretionary authority in a $254 billion budget. Called for restoration of checks and balances and legislative coequality with the Executive.

A9580 An act to amend Chapter 401 of the Laws of 2002 2024-05-29 PASSED

Voted against the measure.

S8303D Senate Budget Bill - an act making appropriations for the support of government 2024-04-19 PASSED

Criticized Governor Hochul for blocking flood relief for Orange County, refusing to complete UPK funding, rejecting toll relief for West of Hudson, and failing to fund universal school meals, while approving $2.4 billion for migrants.

Committee Hearing Engagement (13) AI

Date Committee Engagement Stance Focus Areas Summary
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT neutral Investigative process and data gathering Market instability factors Consumer access and affordability Sen. Skoufis outlined the investigative framework and key themes emerging from the committees' work, including premium escalation, regulatory data gaps, climate adaptation not yielding savings, and consumers being forced into insurers of last resort.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical claims-level data collection number of carriers in New York vs. other states industry profitability comparison cross-subsidization of losses across states verification of New York-exclusive expenses Sen. Skoufis cited a May 2024 New York Times analysis showing New York insurers were profitable for 10 consecutive years while other states experienced losses, suggesting rates may be too high. He questioned whether New York policyholders are subsidizing losses in other states and challenged how DFS verifies New York-exclusive expenses without claims-level data. He requested confirmation of carrier numbers and comparative data with other states.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical Reconciling industry claims about climate risk with below-average premiums and profit margins Whether catastrophic event costs are baked into current rates Refunds if catastrophic events don't occur Why New York doesn't show profit/loss ebb and flow like other states Comparison of New York to Florida hurricane exposure Sen. Skoufis expressed difficulty reconciling industry testimony about enormous climate risk, old building stock, regulatory burdens, and litigation increases with claims of below-average premiums and healthy profits. He pressed witnesses on whether rates include speculative future catastrophic events and questioned why New York's market doesn't show the volatility seen in other states.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical Rate hikes following catastrophic events Number of carriers in New York vs. California Fraud prevalence and percentages Percentage of fraudulent claims that go to litigation Percentage of litigated claims that result in verdicts vs. settlements Sen. Skoufis pressed testifiers on whether they could commit to not seeking large rate hikes after catastrophic events, questioned the comparison between New York (200+ carriers) and California (4 carriers) as evidence of profitability, and repeatedly demanded specific data on fraud prevalence and litigation outcomes. He expressed skepticism that fraud is as pervasive as claimed and suggested insurers may simply bake fraud concerns into rate applications rather than fighting claims through verdicts.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT neutral Fraud and court case resolution Affordable housing insurance impacts Sen. Skoufis chaired portions of the hearing and administered oaths to agency officials. He raised questions about fraud and court case resolution earlier in the hearing (referenced but not fully transcribed).
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical Lack of data from insurance industry trade associations Assertions about exponentially increased litigation and 'nuclear verdicts' Sunshine/transparency laws and confidentiality agreements Insurer fraud versus policyholder fraud Bad faith law mechanics and deterrent effects Impact of bad faith laws on premiums in other states Sen. Skoufis was notably skeptical of industry assertions, particularly criticizing the lack of data provided by insurance trade associations. He pressed Finkelstein on specific percentages of fraudulent claims and the mechanics of bad faith laws, seeking to understand whether such laws actually deter bad faith conduct and affect premiums.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical industry profitability and rate regulation fraud prevalence and litigation settlement practices DFS regulatory oversight confidentiality agreements in settlements bad faith laws multiple insurance policies and liability limits Sen. Skoufis engaged in pointed questioning of Professor Hartwig, challenging the insurance industry's claims about fraud and questioning whether DFS is approving excessive rates. He pressed Hartwig on why insurers settle 99.5 percent of allegedly fraudulent claims rather than going to trial, and whether insurers have incentives to delay cases. He also challenged the trial lawyers' position on liability limits and multiple policies.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical Fraud and fraudulent claims within affordable housing portfolios Insurance carrier settlement practices and decision-making Policyholder control over settlement vs. litigation decisions Confidentiality agreements and settlement disclosure Cross-subsidization of insurance costs across states Comparative insurance policies in other states Sen. Skoufis probed the role of fraud and questionable claims in driving up insurance costs, asking whether carriers are settling meritless cases. He questioned why policyholders lack final say in settlement decisions and explored whether confidentiality agreements could be modified to allow non-identifiable data disclosure. He expressed skepticism about carrier claims regarding cross-subsidization and suggested carriers' short-term settlement thinking may be counterproductive.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT skeptical Insurance fraud and video evidence of fraudulent claims Insurer settlement practices despite video evidence Claims history impact on premiums Risk equation asymmetry between insurers and property owners Criminal prosecution of insurance fraud Tort reform proposals Sen. Skoufis focused intensely on the settlement of fraudulent claims despite video evidence, pressing witnesses on why insurers settle even when they have proof of fraud. He highlighted the asymmetrical risk equation where insurers have little downside to settling (costs get passed to next renewal) while property owners absorb all downside through claims history affecting premiums. He questioned whether insurers are properly evaluating risk and asked about criminal prosecution of insurance fraud.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT neutral Panel management and scheduling Procedural matters Sen. Skoufis served as chair and managed panel logistics, including rescheduling panels due to time constraints and swearing in remote witnesses. Limited substantive questioning visible in transcript.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT supportive Milford Street captive savings and effectiveness Barriers to creating additional captives Awareness of available insurance discounts among affordable housing operators Bad faith insurance laws and case resolution timelines Third Party Litigation Funding impacts Sen. Skoufis demonstrated strong engagement, asking detailed follow-up questions about the Milford Street captive's savings potential, regulatory barriers to replication, discount awareness among operators, and the relationship between case resolution timelines and premium impacts. He requested written follow-up on specific barriers and showed concern about hidden discounts and litigation financing practices.
2025-11-18 HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT neutral Hearing process and timeline Sen. Skoufis was mentioned as having initiated discussions about this hearing in August and indicated the process would continue, but did not appear to ask questions during the final panel testimony.
2023-02-06 FINANCE opposed Payroll Mobility Tax fairness for West of Hudson Service disparity in Orange County and Hudson Valley Multiple revenue streams already funding MTA Equity of 47 percent tax increase across regions Sen. Skoufis expressed frustration that West of Hudson constituents pay the same PMT increase despite receiving minimal service (no overnight trains, hours-long daytime waits). He questioned the fairness of the tax increase and cited multiple existing revenue sources (congestion pricing, DMV fees, petroleum tax, COVID bailout).

Floor Amendments (3)

Date Bill Description Outcome
2025-06-13 S5939B Amendment to eliminate union self-funded plans and large-group ERISA plans from bill coverage adopted
2025-05-27 S550 Amendment on page 70 (specific language not provided in transcript segment) pending
2024-05-28 S3372 Amendments offered to Calendar 1109, Senate Print 3372 (specific details not provided in transcript) received