S3155

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An act to amend the Insurance Law to expand in vitro fertilization coverage — 2026-01-27 · Calendar #55

The New York State Senate passed legislation Tuesday to expand insurance coverage for in vitro fertilization, with the bill winning approval on a 52-6 vote. Senate Print 3155, sponsored by Sen. Cooney, amends state Insurance Law to address what Cooney characterized as problematic practices by healthcare companies that require couples to use all embryos from one cycle before covering subsequent cycles. Cooney said the requirement delays treatment and limits options for families seeking to start families later in life. The measure builds on 2019 legislation that required coverage for three IVF cycles. Cooney framed the bill as positioning New York as a leader in reproductive healthcare access amid uncertainty at the federal level. Senators Borrello, Gallivan, Murray, Stec, Tedisco, and Walczyk voted against the measure. The bill takes effect immediately upon enactment.

Passed Senate Ayes: 52 · Nays: 6

Debate Summary

Sen. Cooney explained his support for legislation expanding IVF coverage in New York. The bill addresses insurance company practices that require couples to use all embryos from one cycle before covering the next cycle, which Cooney argued delays treatment and limits options for families seeking to start families later in life. Cooney noted the bill builds on 2019 legislation requiring coverage for three IVF cycles and positions New York as a leader in reproductive healthcare access.

Recorded Votes

Individual vote records shown here are captured from roll call mentions in floor transcripts. Because most bills pass with unanimous or near-unanimous ayes, only dissenting (nay) votes are typically read into the record — so the table below skews toward no votes. The full tally (ayes/nays above) reflects the official count.

Senator	Vote	Party
Griffo	aye	Republican
Borrello	nay	Republican
Gallivan	nay	Republican
Murray	nay	Republican
Stec	nay	Republican
Tedisco	nay	Republican
Walczyk	nay	Republican

An act to amend the Insurance Law regarding in vitro fertilization coverage — 2025-06-09 · Calendar #1683

The New York State Senate passed legislation sponsored by Sen. Cooney to expand in vitro fertilization coverage and access under state insurance law. The bill, S3155, passed on a 57-4 roll call vote, with Senators Borrello, Stec, Tedisco and Walczyk voting in opposition. The legislation addresses insurance practices that have emerged since the Legislature's 2019 landmark IVF coverage law, which required insurers to cover three cycles of in vitro fertilization for infertility cases. According to Cooney, healthcare practices and insurance companies have since required couples to use all embryos from a cycle before covering subsequent cycles—a requirement that creates delays and potential health risks for prospective parents. Cooney characterized the bill as essential given federal uncertainty surrounding reproductive healthcare. The measure takes effect immediately upon enactment.

Passed Senate Ayes: 57 · Nays: 4

Debate Summary

Sen. Cooney explained his legislation to expand IVF coverage and access in New York State. He noted that while the Legislature passed landmark IVF coverage legislation in 2019 requiring coverage for three cycles, insurance companies and healthcare practices have since required couples to use all embryos in a cycle before covering the next cycle, creating delays and potential health risks. Cooney argued the bill would address these insurance practices and create more opportunities for New Yorkers seeking to start families.

Recorded Votes

Senator	Vote	Party
Cooney	aye	Democrat
Borrello	nay	Republican
Stec	nay	Republican
Tedisco	nay	Republican
Walczyk	nay	Republican