S3695
An act to amend the General Business Law — 2025-04-03 · Calendar #318
The New York State Senate passed S3695, a General Business Law amendment focused on consumer protection, on a 41-18 roll call vote. The bill, sponsored by Sen. Sanders, addresses what he characterized as egregious practices related to confession of judgment in the banking system. Sen. Sanders cited coverage by The New York Times and other newspapers documenting problems with current policy, saying the measure would bring "more logic to the banking system." Eighteen senators voted in opposition: Ashby, Borrello, Canzoneri-Fitzpatrick, Chan, Griffo, Helming, Lanza, Oberacker, O'Mara, Ortt, Palumbo, Rhoads, Rolison, Stec, Tedisco, Walczyk, Weber, and Weik. The bill takes effect 90 days after becoming law.
PASSED
Ayes: 41
· Nays: 18
Debate Summary
Sen. Sanders spoke in favor of the bill, characterizing it as consumer protection legislation addressing issues with confession of judgment in the banking system. He cited coverage by The New York Times and other newspapers documenting problems with the current policy, and expressed gratitude for colleague support in bringing "more logic to the banking system."
Recorded Votes
Recorded votes are predominantly dissenting (nay) votes captured from roll call records.
| Senator | Vote | Party |
|---|---|---|
| Sanders | aye | Democrat |
| Ashby | nay | Republican |
| Borrello | nay | Republican |
| Canzoneri-Fitzpatrick | nay | Republican |
| Chan | nay | Republican |
| Griffo | nay | Republican |
| Helming | nay | Republican |
| Lanza | nay | Republican |
| O'Mara | nay | Republican |
| Oberacker | nay | Republican |
| Ortt | nay | Republican |
| Palumbo | nay | Republican |
| Rhoads | nay | Republican |
| Rolison | nay | Republican |
| Stec | nay | Republican |
| Tedisco | nay | Republican |
| Walczyk | nay | Republican |
| Weber | nay | Republican |
| Weik | nay | Republican |